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Xero Review 2026: Pricing, Plans and Small Business Accounting

Cloud accounting for small businesses includes bank feeds, bank transaction reconciliation, customer invoices, sales-tax features and real-time reports.

Verified

Facts at a glance

Starting price
Quote-based
Free plan
See vendor
Free trial
See vendor
Last verified
2026-10-25

Key capabilities

Best Accounting Software 2026

Bank feeds and connected accountsXero lists bank feeds.
Customer invoicing and receivablesXero lists invoice and quote sending.
VAT, GST and sales-tax handlingXero lists sales tax.
Small-business financial reportingXero lists real-time reports.

Best Accounting Software for VAT and Sales Tax Invoicing 2026

Bank reconciliation and matchingXero lists bank transaction reconciliation.
Named bank, commerce and payment integrationsSee vendor

Appears in these comparisons

Consider instead

  • Clear Books — Shares 2 shortlists; ranked above Xero on Best Accounting Software 2026
  • QuickFile — Shares 2 shortlists; ranked above Xero on Best Accounting Software 2026
  • Zoho Books — Shares 2 shortlists; ranked above Xero on Best Accounting Software 2026

Change log

  • 25 October 2026 — Checked 14 facts including Starting price, Free plan, Free trial, Price published

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